It’s also possible to complete a copy of newest ITR you to definitely keeps good BIR stamp. I do believe for it you to, you will need to visit your RDO to locate stamped.
If you’re good freelancer otherwise an entrepreneur, you can fill in a copy of your audited ITR and you will BIR stamp. We did not try out this one since the I was not the one who removed the borrowed funds and i failed to sign up are fixed rate loans going to go up to end up being co-debtor, but I believe this will mean bringing your own most recent ITR, and simply to take the new safer front, your bookkeeping courses, with the RDO.
If you are functioning, you may also choose to fill in your certified 1 month pay slip dated at the very least 90 days ahead of go out away from application. Jay decided to fill in three so you can secure the deal, haha! The guy in addition to submitted his COE plus them.
This really is toward initial step. Pag-IBIG usually determine their articles to check on their qualifications to utilize to own property financing.
After you have submitted these types of files on line, you will receive a message compelling you to pay for the latest processing payment. I paid off Php step 1,000. Be sure that you print out a copy of confirmation of your commission. You are going to need to bring which so you’re able to Pag-IBIG , plus the most other conditions, after you have been welcome to see their place of work as a result of email address or a call.
Here you will find the records that you should provide Pag-IBIG after you have started asked to submit your documents directly:
step one. The modern duplicates of the data you filed on the earliest techniques, with the exception of this new selfie. You ought to have your own ID photocopied.
dos. A copy of the Special Energy off Attorneys for the representative. (If the manager is not regarding the Philippines)
The expense of notarization is dependent on this new concurred cost of the house specified in your deal to sell.
They are going to along with ask for taking the photographs together with your valid ID once more. This time around, it would be their staff who can do the shot.
Assessment stage
Because dining table manager appears over your write-ups and you may observes zero discrepancies, you happen to be asked to fund assessment commission. We repaid Php dos,000.
We had been advised to go to to possess a call from 1 out-of their workers about your schedule of the home assessment. What takes place during the domestic appraisal is that they will send agencies in order to examine the house to see if it suits their important and you can conditions.
It named 3 days just before they went along to. New appraisers have been at the lay by 8AM. It ran during the, searched new measurements and failed to very correspond with us that much. They just went to examine per area in your house.
Next that was they. We were advised to go to for their email address whether the loan has been approved or otherwise not acknowledged; but not, it already warned united states the house we were looking to purchase is lacking step one meter wide on the requirements.
Loan Denied
I received a contact off Pag-IBIG formally stating that brand new size of the house failed to meet the standards, and this is actually one to. That was the conclusion our very own experience……for the moment.
I thought sending in a page regarding reconsideration, although email obviously reported that we’d to address the new point and you will invest in deciding to make the necessary change, and therefore i decided not to. Therefore we had to deal with our future and you will move on.
Oh really, no less than we have gathered a lifestyle skills we can also be include in the long term and to train our high school students when it’s the turn to pick their property. We were, definitely, troubled, but we’re going to keep the hopes until i ultimately discover set we are able to telephone call family.
